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Generally speaking, South Dakota's interest rate limit is 15 percent. Beyond this fact, there is no usury limitation per se in the State of South Dakota.. There are some limitations on consumer loans below $5,000 when it comes to the manner in which they can be made and in regard to related matters.

The South Dakota Sunshine Law is a series of laws designed to guarantee that public has access to public records of governmental bodies. Public records are defined as all records kept by public bodies in South Dakota, no matter the physical form.

South Dakota has a statewide record search program. CRIMINAL cases are available, unless sealed, on the UJS system from 1989 to present. CIVIL cases, unless confidential or sealed, are available from 2003 to present.

The South Dakota Legislature passed the South Dakota Human Relations Act in 1972. This Act, published in the South Dakota Compiled Laws as Chapter 20-13, prohibits discrimination because of race, color, creed, religion, sex, ancestry, disability or national origin.

For civil record searches and questions regarding criminal and civil record searches, you can send an e-mail to: USJPARupport@ujs.state.sd.us. Criminal and protection order searches are available on the Public Access System or PARS at: . There is a $20 fee for each submitted search.

Codified Law 43-4-38 | South Dakota Legislature. 43-4-38. Buyer furnished completed disclosure statement prior to written offer--Amendment. The seller of residential real property shall furnish to a buyer a completed copy of the disclosure statement before the buyer makes a written offer.