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In New York, a bankruptcy petition is not considered filed until it has been completed, signed and sent to the court clerk's office at the bankruptcy court. Bankruptcy petitions may be submitted by traditional mail (frowned upon by Clerks' offices) or submitted electronically over the Internet.

Corporations and partnerships must have an attorney to file a bankruptcy case. While individuals may appear ?pro se? (without an attorney) in the bankruptcy court, it is recommended that you obtain the legal services of a bankruptcy attorney.

For cases filed after March 2000 or still pending on March 2000, docket information and all documents are available at . A PACER account is required. For cases closed prior to March 2000, docket information is available at . A PACER account is required.

ESR is an online tool to help individuals complete a Chapter 7 or Chapter 13 bankruptcy petition. It guides you step-by-step through the process, creates most of the forms needed for filing, performs all calculations, and allows you to submit electronically the petition package with the court.

A suggestion of bankruptcy is a form that notifies a civil court that you filed for bankruptcy relief. A suggestion of bankruptcy can be filed for a Chapter 13 or Chapter 7 bankruptcy case. The suggestion of bankruptcy does not dismiss the civil court action. However, it pauses the action.

Depending on the type of bankruptcy an individual files, the bankruptcy process may take as little as three to four months to complete (Chapter 7), or it can take as many as three to five years (Chapter 13).