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To open a custodial account, all you need is basic information about your child: name, birthday and social security number. Once it's set up, you manage all the action in the account, which revolves around deposits and deciding which assets to invest in.

The term custodial account generally refers to a savings account at a financial institution, mutual fund company, or brokerage firm that an adult controls for a minor (a person under the age of 18 or 21 years, depending on the laws of the state of residence).

Give a gift to a child?and introduce investing skills early. A custodial account can be an excellent way to make a financial gift to a child?whether your own, a relative's, or a friend's.

Custodial brokerage accounts are easy to open at a bank or financial institution. You will need your child's personal information, including their Social Security number, as well as your own. Once opened, you can fund it and choose investments as you would in any other brokerage account.

Michigan Employer Exclusion Forms Employers that are permitted to exclude themselves from coverage must file Form BWC 337 with the Bureau of Workers' Disability Compensation.

Chances are, your Michigan business is required to have workers' compensation insurance. You'll need workers' comp if you have three or more employees, or one employee working more than 35 hours per week for 13 weeks or longer. Both public and private employers need Michigan workers' compensation coverage.