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The deed of reconveyance will typically include: The name and address of the homeowner/mortgage borrower. The name of the lender/trustee. A description of the property and parcel number based on the original deed.

Whether you get a deed of reconveyance, a full reconveyance or a satisfaction of mortgage document, it means the same thing: your loan has been repaid in full and the lender no longer has an interest in your property. In short, your home is finally all yours!

A deed of trust is an agreement that puts the title of the property in trust, with the trustee as the beneficiary. Only until the debt is paid off by the borrower can a deed of reconveyance then be used to clear the deed of trust from the title to the property.

As an example, say Sally decides to purchase a house, and in doing so, she needs to take out a mortgage of $300,000 from the bank. The new property acts as collateral under the deed of trust. Once Sally has fully paid off her mortgage, the trustee must then complete a ?Request for Reconveyance.?

Process Request After you fill out the form you can come to the Municipal Court and process the request. In most cases your Certified Disposition will be typed while you wait, however some older matters that require manual docket book search may take longer and would be available for pickup within 72 hours .

You can obtain records by submitting a request online, through the mail, or by stopping by in person at 140 E. Front Street in Trenton. You can also use the new VitalCheck site or call 877-622-7549 to place an order.