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Beneath your attorney's name and address, on the left hand side, include a subject line referencing your case number. Highlight the subject line in bold so that it appears prominently on the page. If you don't have a case number, write out your name (or the name of the main client on the case) in the subject line.

Address an attorney as "Mr." or "Ms." in most contexts. In the salutation for a letter or email, address an attorney the same way you would any other respected professional- using "Mr." or "Ms." followed by their surname. Generally, this is the best way to address an attorney if you've never spoken to them before.

The opening paragraph states the legal issue the letter is addressing followed by the facts, a discussion of the law as it applies to the facts and a conclusion which is essentially the advice to the client. Often attorneys include headings to lead the client through this process to arrive at the same conclusion.

Write out the body of the letter. Lead with the main purpose of your letter and then explain the reasons for your question or request. ... Be specific when referencing relevant information including names, dates and places. ... Keep to one main topic per paragraph, even if you have several issues to discuss in the letter.

1 For example, if you owe $20,000 on a credit card, and can scrape up $10,000 in cash, you might be able to settle for that amount. You can try to negotiate a debt settlement on your own, but it's typically done through third parties like debt relief companies, which you hire to negotiate on your behalf.

Explain your current situation and how much you can pay upfront. Also, provide them with a clear description of what you expect in return, such as the removal of missed payments or the account shown as paid in full on your report. Ask for a written confirmation after settling on an agreement.