Rotate Legal Georgia Fair Debt Collections Forms For Free

Original Creditors and Debt Buyers Georgia does not have any special licensing or bonding requirements for collection agencies, nor does Georgia require licensing or bonding requirements for debt buyers.

You must file an answer to the complaint in writing with the court. The complaint will include statements about the debt and about you. If any statements are false, you must tell the court by denying them in your answer. Your answer should also tell the court any reasons why you shouldn't have to pay the debt.

In addition, you can file a complaint against a debt collector, as long as the individual is not an attorney. To file a complaint with the Consumer Protection Division, please visit consumer.georgia.gov/resolve-your-dispute/how-do-i-file-complaint/consumer-complaint-form#no-back.

You must fill out an Answer, serve the other side's attorney, and file your Answer form with the court within 30 days. If you don't, the creditor can ask for a default. If there's a default, the court won't let you file an Answer and can decide the case without you.

You must file an answer to the complaint in writing with the court. The complaint will include statements about the debt and about you. If any statements are false, you must tell the court by denying them in your answer. Your answer should also tell the court any reasons why you shouldn't have to pay the debt.

Without your express permission or permission granted through a court order, a debt collector may not: contact you at unreasonable places or times (such as before a.m. or after p.m. local time); contact you at work if they know your employer disapproves of personal calls; or.