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To get a car title loan, you need to own your car or have equity in it. A car title loan is a small secured loan that uses your car as collateral. Car title loans tend to range from $100 to $5,500 ? an amount typically equal to 25% to 50% of the car's value. The loan term is short ? usually just 15 or 30 days.

Created to protect people from predatory lending practices, Regulation Z, also known as the Truth in Lending Act, requires that lenders disclose borrowing costs, interest rates and fees upfront and in clear language so consumers can understand all the terms and make informed decisions.

It is possible to get a title loan with a signed over title as long as the title has been signed over to you and not another individual.

Banks do not give loans for unregistered properties. Hence it is mandatory to have registration documents before applying for a home loan. If the property is under construction, the home loan can be obtained without registration documents.

What a personal loan agreement should include Legal names and address of both parties. Names and address of the loan cosigner (if applicable). Amount to be borrowed. Date the loan is to be provided. Repayment date. Interest rate to be charged (if applicable). Annual percentage rate (if applicable).

In-store and online personal loans and lines of credit offer a quick application process but they differ from title-secured loans, meaning that with the right qualifications you can apply for a personal loan even if you do not own a vehicle with a clear title.