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If your account is in default, a judgment will be entered in Superior Court. A lien may be placed upon your assets by the Division of Employer Accounts.

Yes, restraining orders are public records in New Jersey, and anyone can find them with a search of the Domestic Violence Central Registry. While a restraining order may not show up on a general background check, a more detailed search may find it.

Under New Jersey law, each debtor is entitled to an exemption protecting $1,000 of personal property from collection to satisfy a judgment. In addition, welfare, social security and unemployment benefits are protected from judgment levy.

The creditor will likely try to collect the amount of the judgment from you. This can happen in several ways. If you are employed, the creditor may obtain a court order to garnish you wages which will mean a certain amount of money will be deducted from your paychecks until the full amount of the judgment is paid.

Filing a Lawsuit (Plaintiffs) When filing a lawsuit, you need to complete the packet ?How to File a Complaint in the Superior Court of New Jersey Law Division ? Civil Part?. The packet includes instructions for filing and the complaint form. The complaint needs to name the party or parties you are filing against.

The creditor can often place a lien on your property, such as a house or car. The lien must usually be paid off before you can sell the property. Seize assets. Sometimes, a creditor can get a court order to seize other assets or personal property you own, such as a vehicle or real estate, to satisfy the debt.