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On closing day itself, the homebuyer will be required to sign a great deal of paperwork that finalizes the deal. Often there are many other parties present for closing day, including the seller, the lender, real estate agents, the closing agent and often an attorney who will also review the paperwork being signed.

The lender or title company prepares a closing statement, showing all the money that changes hands at the closing. A buyer's attorney will check the closing documents, and both parties' attorneys can explain those documents to their clients as well as the closing costs their clients need to pay.

The closing statement typically lists fees in two columns, one detailing the buyer's expenses and one detailing the seller's expenses. The amount of cash the buyer must give the seller has its own entry at the bottom of the document.

You can search for property records and property ownership information online, in person, or over the phone with a 311 representative. Property owners of all boroughs except Staten Island can visit ACRIS. To search documents for Staten Island property, visit the Richmond County Clerk's website.

Settlement/closing the transaction Seller signs the deed and closing affidavit. Buyer signs the new note and mortgage. The old loan is paid off. Seller, real estate professionals, attorneys and other parties present at the closing of the transaction are paid.

This web page provides information about using the City Register Office. Please contact the Richmond County Clerk for properties on Staten Island. Property records are public. People may use these records to get background information on purchases, mortgages, asset searches and other legal and financial transactions.