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In the body of the letter, clearly state your intent to pay off a specific debt or loan. Provide details about the loan, including the loan number, amount owed, and any relevant account information. This will help the recipient locate your loan in their system. Clearly articulate your request for a payoff amount.

Some banks allow you to write a check and mark it ?principal only.? Others might require you to go into a branch or ? or more conveniently ? allow you to make a principal-only payment online or by phone. Even better, some lenders may automatically apply any extra payment to your principal balance.

If you don't specify that the extra payments should go toward the mortgage principal, the additional money will go toward your next monthly mortgage payment. That means it will get split between principal and interest, making it less impactful for your goal of paying off your loan early.

When you make an extra payment or a payment that's larger than the required payment, you can designate that the extra funds be applied to principal. Because interest is calculated against the principal balance, paying down the principal in less time on your mortgage reduces the interest you'll pay.

Individuals within Washington can find court records and the criminal history of an individual by using Washington State Patrol for criminal history record information or by contacting the court in which the case was filed to view a court record or order copies.

The simplest?and fastest?way to is to run an online background check on yourself through the Washington State Patrol (WSP). The Washington State Identification System (WASIS) maintains an electronic database consisting of all criminal records.