Send Via Email Legal Minnesota Fair Debt Credit Forms For Free

Debt collectors can call you, contact you by private message on social media, or send letters, emails, or text messages to collect a debt.

The FDCPA applies only to the collection of debt incurred by a consumer primarily for personal, family, or household purposes. It does not apply to the collection of corporate debt or debt owed for business or agricultural purposes.

We hope this email finds you well. This is a friendly reminder from [Name of Your Business] that your payment of [invoice amount] for Invoice [number] is due on [deadline]. While there is no obligation to do so, our team would appreciate confirmation that everything is on track for us to receive payment on time.

It should be short, concise, to the point and very clear as to what you want. It's imperative that you say as much as you can with as little text as possible. Remember to include the exact amount owed, the invoice number and the due date.

Section 1006.6(d)(4)(ii)(C) provides that, for purposes of § 1006.6(d)(3)(i), a debt collector may send an email to an email address if, among other things, the creditor sent the consumer a written or electronic notice that clearly and conspicuously disclosed that the debt would be transferred to the debt collector; ...

The FDCPA forbids harassing, abusive and oppressive conduct?regardless of the kind of communication method the debt collector uses. Therefore, in addition to in-person and telephone interactions, debt collectors may not excessively contact customers via text and email in violation of the FDCPA.