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To file an exemption for wage garnishment, you must file the Claim of Exemption (WG-006). By doing this, you will explain to the Sheriff why some or all of the wages the creditor wants your employer to garnish should be exempt. Wage garnishment and bankruptcy are not for everyone to handle.

The Clerk of Magistrate Court provides forms required for filing and serving of Continuing Garnishment or Regular Garnishment. An applicant may appear in person in the office of the office of Magistrate Court at the Central location (185 Central Ave. SW, Suite TG-100, Atlanta, GA 30303) or file online.

Wage Garnishment in Georgia A wage garnishment is when your employer is under a court order to deduct a set amount of money from your pay to transfer it to your creditors. A creditor will usually need to sue you first and get a money judgment from a court before they can start a garnishment action.

The creditor files garnishment paperwork with the court and serves your employer. Once a creditor has a judgment it's called a judgment creditor. The judgment creditor then files an Affidavit of Continuing Garnishment for Wages with a Georgia court and serves this paperwork on your employer ? called the garnishee.

Example Letter to Stop Wage Garnishment I am writing to request that you stop the wage garnishment that is currently being imposed on me. I am unable to make the payments at this time due to [insert reason, such as financial hardship]. I have attached documentation that supports my claim.

You will need the following forms: one Affidavit for Garnishment; one Summons of Garnishment; two copies of the Summons (one for the garnishee, the other for the Debtor Defendant); and two Marshall's Entry of Service sheets (one for the garnishee, one for the Debtor Defendant).