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This letter tells the debt collector to stop contacting you unless they can show evidence that you are responsible for this debt. Stopping contact does not ... Debt letters are used by creditors and debtors to collect, verify, dispute, and settle debts in accordance with the Fair Debt Collection Practices Act. It ... Send this letter as soon as you can -- if at all possible, within 30 days of when a debt collector contacts you the first time about a debt. This is important ... While this packet provides information about disputing inaccurate information with a credit reporting company, you can find information about disputing ... It is the purpose of this subchapter to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who ... As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Debt Collection Practices Act. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you. The FDCPA defines a debt collector as any person who regularly collects, or attempts to collect, consumer debts for another person or institution or. A flexible, fair and realistic approach to collection. 5. Part 2: Practical guidance ... Appendix A: ACCC and ASIC?debt collection roles and contact details. Debt collectors, however, must act responsibly in their efforts to collect debt as provided for in the Fair Debt Collection Practices Act. This Act prohibits ...