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Using a trust (to protect your assets owned by the trust) AND a prenuptial agreement (to protect any assets not owned by your trust) to plan for your financial future prior to marriage offers the best protection.

Obtain a prenuptial or postnuptial agreement: A prenuptial or postnuptial agreement can be an effective way to protect your inheritance. It is a legal document that outlines how assets, including inheritances, will be divided in the event of a divorce.

Your second spouse typically will be able to claim one-third to one-half of the assets covered by your will, even if it says something else. Joint bank or brokerage accounts held with a child will go to that child.

The law considers inherited property to be a personal gift to the recipient and a spouse or domestic partner has no claim to it. When couples divorce, the inherited property generally stays with the person who inherited it. But inherited property must retain its character as separate throughout the marriage.

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Important points to include in a legal document. Party details. List the names, numbers, addresses (email or physical), and any other relevant information of all parties involved. ... Background information. ... Motion. ... Roles and responsibilities. ... Breaches or contingencies. ... Dates and signatures.