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The following are the most commonly used statutes of limitations, but be sure to check Chapter 12 to make sure the limitation period has not changed: 1 year Garnishments (1 year from delivery of writ) 2 years Negligence for injury to person or damage to property.

In Oregon, the deadline is six years for a mortgage, medical or credit card debt, auto loans, and other contract debts. Unfortunately, state tax debt doesn't have a statute of limitation. Note that the statute of limitations doesn't start when you were last billed but starts with your last payment on your debt.

Oregon Settlement Offer If you can't afford to pay your tax bill, the state may be willing to settle it for less than you owe. This is similar to the IRS's offer in compromise program. However, unlike the IRS, the OR DOR will only let you have one settlement offer in your lifetime -- the DOR is very strict about this.

Oregon has a law called the Unlawful Debt Collection Practices Act. It controls how a creditor may try to collect a debt, whether by letter or phone call. Unlawful debt collection practices include the use of obscene or abusive language.

ORS 697.652 requires that you enter into a written agreement to provide debt management services, including credit repair, with the consumer before providing those services. The written agreement must: List the name and telephone number for you and the consumer.

A debt collector engages in an unlawful collection practice if the debt collector, by use of any direct or indirect action, conduct or practice, enforces or attempts to enforce an obligation made void and unenforceable by the provisions of ORS 759.720 (Action against information provider for failure to comply with law) ...