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The merchant may claim either triple damages (three times the face value of the check, as long as the total recovered would not exceed by more than $500 the face value of the check) or a $30 bad check surcharge (pursuant to Iowa Code §554.3512).

Understanding Bad Checks The bank will "bounce" the check if you write a bad one because there are insufficient funds in your account to cover it. It will decline to pay the amount. But some individuals write and try to pass checks even though they know there's not enough money in their accounts to cover them.

The offense of issuing or passing worthless checks is punishable as theft pursuant to § 39-14-105. Value shall be determined by the amount appearing on the face of the check on the date of issue.

Worthless checks are a drain on the bottom line of any business, whether it's large or small. Follow these easy steps to get the law to help you collect: Notify the check writer with a certified letter giving them 10 days to pick up the bad check. The letter must be sent certified mail, return receipt.

A bad check is also known as a hot check and writing one is illegal. Banks normally charge a fee to anyone who unintentionally writes a bad check. The punishment for trying to pass a bad check intentionally ranges from a misdemeanor to a felony.

Yes; you can face criminal check fraud charges if you knowingly cash a bad check. If the value of the check is significant, then you might even get convicted of a felony offense. Not only will you likely serve jail time, but you'll face lifelong challenges after a conviction, too.