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Wage Calculation An injured employee's average weekly wage on the date of injury will control the amount of benefits he or she is entitled to receive. To calculate an employee's weekly wage, you multiply the worker's daily wage by the number of days and partial days worked for the employer in a week.

Claim process -- Waiting period after injury. In Minnesota, the workers' compensation waiting period starts on the first day of any lost time and is three calendar-days long. Wage-loss benefits for an injured worker are not paid for the waiting period unless the disability continues for 10 calendar-days or longer.

Workers' compensation insurance in Minnesota may be purchased through an insurance agent or directly from an insurance company. Although some states (North Dakota is an example) provide workers' compensation insurance directly to employers, Minnesota and most other states do not.

What is mandatory coverage? The Minnesota Workers' Compensation Law states that all employers are required to purchase workers' compensation insurance or become self-insured. This is often referred to as "mandatory coverage." Employers are generally defined as those who hire others to perform services.

As of October 2022, the SAWW (and maximum workers' compensation amount) is $1,287 per week, and the maximum is 102% of that or $1,312.74 per week. Workers receiving TTD benefits are also protected by a minimum cap of 20% of the maximum ($262.55 per week in 2022) or the employee's weekly wage, whichever is less.

How much does workers' compensation insurance cost in Minnesota? The average cost of workers' compensation in Minnesota is $47 per month. Your workers' comp premium is calculated based on a few factors, including: Payroll.