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Yes, you can file bankruptcy without your spouse. You'll want to look at several factors to determine whether filing bankruptcy with or without your spouse makes the most sense for you.

File Your Forms With the Nebraska Bankruptcy Court You can't file your bankruptcy forms online if you're not using a lawyer. Instead, you'll need to mail in the forms or bring the forms to the court in person. It's a good idea to bring the forms to the court in person, if possible.

How to File for Bankruptcy Schedule a free consultation. Fill out information about your financial situation. Meet with the lawyer. Obtain required documents. Pay filing and attorney fees. Take and complete the pre-bankruptcy credit counseling course. Create a formal bankruptcy petition. Review petition.

Nebraska Chapter 7 cases are completed in about 100 days. The relief takes effect immediately upon filing the case (no more phone calls or garnishments or property seizures) and the relief becomes permanent upon the issuance of the bankruptcy discharge order at the end of the case.

If most debts are owed only by one spouse, it may be appropriate for that spouse to file for bankruptcy alone. However, if one spouse does file for bankruptcy in order to discharge debts, the other spouse may be held responsible for repayment of some debts, such as jointly-owned credit card debt or medical debt.

If a husband files bankruptcy without his wife, only the husband's debts are discharged. If the debts are held jointly, the non-filing wife will still owe even after one spouse has filed bankruptcy. The bankruptcy filing will appear on the husband's credit report, but should not appear on the wife's.