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A Small Claims complaint form and accompanying instructions, is available in any New Jersey Special Civil Part Office and is available on the Internet at njcourts.gov. The summons and complaint can be filed through the mail or in person at the appropriate Special Civil Part Office (See ?Where Do I File a Complaint?).

The Fair Debt Collection Practices Act prohibits debt collectors from using abusive, unfair or deceptive practices when attempting to collect a debt. ? legal action will be taken against you, if doing so would be illegal or if they don't intend to take the action.

How to Fill Out NJ Sales Tax Exempt Form ST-3? Name the seller of the merchandise, enter the seller's address, and the actual date of the transaction. Provide your taxpayer registration number. ... Describe the nature of goods or services you sell in an ordinary course of business.

Obtaining a collection agency license and opening your own business can offer you multiple benefits. Since debt collection requires little more than access to high-speed internet, a phone, and some other simple types of equipment, you might be able to initially start your new business from your home.

In New Jersey, entities acting as a collection agency ? or engaged in the business of collecting and receiving payments for others ? are required to file a Collection Agency Bond application. The bond application must be filed annually.

NJ laws limit the amount of time a creditor can collect on debt to six years. If a default judgment is entered against you, the time allowed to collect increases to 20 years, or longer if renewed. The writ of execution allows the judgment to be enforced, and creditors gain access to more ways to collect from you.