View Changes And Revision History Of Legal Georgia Garnishment Forms For Free

In Georgia, a creditor can garnish the lesser of 25% of your disposable income or the amount by which your disposable earnings exceed 30% of federal minimum wage. If your disposable income is less than 30 times minimum wage, it cannot be garnished at all.

You can expect wage garnishment to stop when you: Challenge a judgment by filing wage garnishment proceedings and asking for wage garnishments to stop through a claim of exemption. Pay off all or some of the debt through a Chapter 13 repayment plan. Discharge the debt by filing for bankruptcy under Chapter 7 provisions.

Your Responsibilities as Garnishee You must do the following to comply with the law; File an answer to the first garnishment no sooner than 30 days but no later than 45 days after service. Your answer must be in writing on the answer form provided and must be accompanied by the money or property subject to garnishment.

As of 2020, the Georgia code allows garnishments to last 1,095 days, and that law took effect on January 1, 2021.

What Funds Are Exempt From Garnishment? There are several types of funds that are exempt from garnishment, and these include: Retirement, disability, and Social Security benefits; The exception is if you owe federal tax debt, federal student loans, or child support.

State and federal law protects some money, including wages, from garnishment even if it is in a bank. Some common exemptions are benefits from social security, supplemental security income, unemployment, workers' compensation, the Veterans' Administration, state pension, retirement funds, and disability income.