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A suggestion of bankruptcy is a form that notifies a civil court that you filed for bankruptcy relief. A suggestion of bankruptcy can be filed for a Chapter 13 or Chapter 7 bankruptcy case. The suggestion of bankruptcy does not dismiss the civil court action.

There is no limit to how many times you can file, but there are time limits between filing dates. You could file but not receive any debt discharge in some cases, so you need to be careful. The U.S. Bankruptcy Code determines the time limits based on what Chapter you file under.

When is bankruptcy removed from your credit report? A Chapter 7 bankruptcy can stay on your credit report for up to 10 years from the date the bankruptcy was filed, while a Chapter 13 bankruptcy will fall off your report seven years after the filing date.

This depends on your previous bankruptcy and the one you intend to file. If your initial case was dismissed, you'd typically need to wait 180 days before filing another bankruptcy. Otherwise most cases require you to wait between two to eight years, depending on the type of bankruptcy.

An automated phone system is available at 866-222-8029 to find out whether a party has filed bankruptcy. There is no charge for this service. Computers are available at the Clerk's offices in Erie and Pittsburgh for public use. There is no charge for this service.

The waiting period following a successful first Chapter 7 discharge is eight years to file Chapter 7 a second time. Again, the eight years begins the day you first filed for Chapter 7 bankruptcy.