Ascendus empowers low- to moderate-income (LMI) business owners - often individuals of color and women - with access to capital and financial education. We'll explore creative financing options and negotiation strategies to help you achieve your entrepreneurial dreams without breaking the bank.A Small Business Administration (SBA) intermediary to provide pre-qualification loan application services to businesses within San Bernardino County. Mortgage Assistance Programs, down payment assistance, and foreclosure prevention help. NPHS serves San Bernardino, Riverside and East Los Angeles Counties. How Do I Register My Business? Failing businesses will generally go for less money, and owners may want to sell quickly anyway. If you are purchasing it with no money down, are you just short on cash or are you trying to strike out on your own? Find out which SBA-guaranteed loan program is best for your business, then use Lender Match to be matched to lenders. Be prepared to pay your state and federal taxes on time.