Designed to protect your belongings, personal property coverage can help repair or replace your things if a covered event happens, such as theft or fire. Homeowners in Illinois face many challenges throughout the year.We'll help you find the right coverage for IL and discounts to help you save. With United Auto Insurance, our homeowners insurance policy will protect your house and personal belongings. Safeguard your personal items against theft, damage, and loss with comprehensive personal property insurance in Chicago. Stay prepared for the unexpected. Personal property coverage is standard with most policies and it offers financial protection up to a certain percentage of your overall dwelling limit. Personal property coverage protects your stuff both inside and outside your home. Homeowners insurance can help protect your home and the things you've worked hard to build. Learn about home insurance and get a quote from Travelers.