Lenders generally provide a boilerplate mortgage gift letter template for you to use. Below is a typical gift letter template you can share with donors.Yes, all lenders will require a gift letter. Although you may have the funds, the lender needs to confirm that you won't have to repay the gift. The following templates include all the necessary verbiage for a gift letter and should satisfy most lenders. The purpose of this letter is to document that the money does not need to be repaid as well as the donor's name, contract information, and relationship to you. How do I write a letter for a gift money mortgage? Organizations That Work With Mortgage Gift Letter Form. Various banking institutions;. Keep in mind, the amount of the transfer must match what's stated in the gift letter.