Mortgage gift letter template. Lenders generally provide a boilerplate mortgage gift letter template for you to use.Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. In some cases, the Probate Court may oversee the division of property of someone who has died ("the decedent"). This property is called a decedent's estate. A short letter like this sample gift letter will cover all of the requirements your lender needs. A gift letter must contain the donor's name, the gift's value, confirmation that the gift is not to be repaid, and the donor's signature. Official Forms for Viewing and Downloading. Report all changes to income, assets, or family composition (people moving in and out of your household) to the Housing Authority. Transfer into or out of a trust.