Below is a typical gift letter template you can share with donors. The following templates include all the necessary verbiage for a gift letter and should satisfy most lenders.A short letter like this sample gift letter will cover all of the requirements your lender needs. Buyer and donor need to fill out the FHA gift form (see sample above) and that is it! On the rules for mortgage gift letter, let's dive in. First, the mortgage gift letter must include the name. A gift letter for a mortgage is a written statement confirming that the gift money you receive from a family member or friend is a gift, not a loan. Sample of a Gift Letter. Used when getting a new mortgage and getting a gift from family.