Mortgage gift letter template. Lenders generally provide a boilerplate mortgage gift letter template for you to use.A short letter like this sample gift letter will cover all of the requirements your lender needs. If you go through a bank they will provide the gift letter form to you to get completed. If someone provides a handwritten letter it is filed away. Please complete and route for signatures. This form must be completed before the University can officially accept a proposed gift. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. What is included in a gift letter? A gift letter is a note from a donor to your lender regarding cash funds for your mortgage down payment.