Lenders generally provide a boilerplate mortgage gift letter template for you to use. Below is a typical gift letter template you can share with donors.A short letter like this sample gift letter will cover all of the requirements your lender needs. Pin down the specifics of the property in question. Clearly state the property's address, ensuring there's no ambiguity about where the gift funds are intended. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. A signed statement from the donor that no repayment is expected; The borrower's signature. Gift Letter For Mortgage Template. A gift letter is a way for lenders to verify that the person giving you money for a mortgage isn't involved in the home purchase. Check out our gift letter for mortgage template selection for the very best in unique or custom, handmade pieces from our templates shops.