Could someone please give this the once over? My parents gifted us 24,000GBP to help us meet the financial requirements for the spouse visa.As I understand it, a parent can gift £3,000 per year to a child free of any IHT liability. The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. The gift letter for mortgage should be completed and provided to the conveyancing solicitor along with the gifter's proof of ID, address and proof of funds. Download a free gift letter template for any occasion. Use this customizable Word and PDF template to create a personalized gift letter. A gift letter is a piece of legal, written correspondence explicitly stating that money received isn't expected to be repaid.