COVID19 EIDL is not forgivable. View loan balance and make payments.The SBA may forgive certain business loans for self-employed individuals, including PPP loans, but there are many factors at play. All borrowers, regardless of loan size, can use SBA's direct forgiveness portal. Applying for forgiveness using the portal can take as little as 15 minutes. If you are referring to your personal mortgage and utilities because your business is based out of your home, you cannot use the EIDL for those. PPP Loan Application Form 3508S: Forgiveness Simplified. A new Paycheck Protection Program loan forgiveness application form is out. The first page of the application is simply to verify your eligibility for the loan program itself.