All borrowers, regardless of loan size, can use SBA's direct forgiveness portal. Applying for forgiveness using the portal can take as little as 15 minutes.Create an account in the MySBA Loan Portal (lending.sba. Gov) to monitor your loan status or to make payments. Borrowers who need assistance with forgiveness can contact SBA at our dedicated forgiveness call center: 8775522692. Borrowers need not apply for this assistance. Applicants are encouraged to apply online for a disaster loan. The good news is SBA loansCAN BEDISCHARGED IN BANKRUPTCY. In this post, we explore considerations for people with a criminal record who wish to apply for a 7(a) small business loan. Repayment may be deferred for up to one year; eligible for forgiveness in an amount equal to payroll costs and costs related to debt obligations.