Learn how to complete and submit the Public Service Loan Forgiveness form once you've made 120 qualifying payments and met all eligibility requirements. The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan.Whether you have made 120 qualifying payments, or not, you should fill out and submit the PSLF form annually or whenever you change employers. These positions are headquartered in San Jose, CA and may be eligible for telework under EDD's telework policy.