Exchange futures contracts. An MSB is generally any person offering check cashing; foreign currency exchange services; or selling money orders, travelers' checks or prepaid access.We buy and sell foreign currency from more than 70 countries. This document contains proposed regulations that define the term "foreign currency contract" under section 1256 of the Internal Revenue Code. Our Foreign Exchange Advisors will leverage a full suite of banking and investment solutions to help you achieve your profit margins and manage risk.