Most loan officers with the banks, require owner-builders to submit an itemized estimate in order to secure a construction loan. I did a bit of research and got ridiculously different prices.Any idea what the price would be? Empowering Your Possible: Owning your first home. IF your loan officer wants an independent construction estimate, in order to approve your construction loan, fill out the form to order a bank estimate! We're here to answer all your questions. Fill out our contact form and we'll connect you with the people who can help. The Project Construction Cost will vary from project to project conducted under this Term. Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance. Not sure how much you can afford?