[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Card Company Name] [Credit Card Company Address] [City, State, ZIP Code] Subject: Request for Lower Interest Rate for a Certain Period of Time Dear [Credit Card Company Name], I hope this letter finds you well. I am writing to request a lower interest rate for my credit card account [Account Number] with [Credit Card Company Name]. I have been a valued customer for [number of years/months] and have diligently met all my financial obligations with your company. As an Alaskan resident, the cost of living in our state can be significantly higher compared to other regions. This, along with various economic challenges we face, has put a strain on my personal finances. As a responsible debtor, I proactively seek ways to manage my financial obligations and reduce unnecessary expenses. Given the recent economic circumstances, I kindly request that you consider temporarily lowering the interest rate on my credit card account for a specific period of time. This would greatly alleviate the burden of accumulating interest charges and allow me to better manage my financial situation. I would like to propose a reduced interest rate of [desired interest rate] for a period of [requested time period]. This would greatly assist me in regaining a solid financial footing and enable me to make consistent and timely payments towards my outstanding balance. I assure you that this temporary reduction in interest rate will not only benefit me but will also strengthen the existing relationship between [Credit Card Company Name] and its valued customers, including myself. I have every intention to continue using my credit card responsibly and to settle my outstanding balance within the agreed upon terms. In the interest of maintaining my financial stability and fostering a positive relationship, I request your careful consideration of my proposal. I believe that a temporary reduction in my interest rate will demonstrate how [Credit Card Company Name] values its customers and understands the unique financial challenges faced by residents of Alaska. I am more than willing to discuss this matter further to provide any additional information or documentation required to support my request. Please feel free to contact me at your earliest convenience via phone at [Your Phone Number] or via email at [Your Email Address]. Thank you for your attention to this matter. I sincerely appreciate your time and consideration. I look forward to a favorable response that would assist me in responsibly managing my credit card debt. Yours sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.