The Connecticut Affidavit of Financial Responsibility is a legal document that certifies an individual's ability to meet their financial obligations in connection with operating a motor vehicle. This affidavit is necessary for certain individuals seeking to reinstate their driving privileges after a license suspension, revocation, or disqualification. The affidavit serves as proof that the individual can provide the minimum levels of financial responsibility required by Connecticut law. It is crucial to understand that the affidavit is not an insurance policy; rather, it demonstrates that the person has the financial means to cover potential liabilities resulting from a car accident. There are two main types of Connecticut Affidavit of Financial Responsibility: 1. SR-22 Insurance: This type of affidavit is typically required for individuals who have been convicted of certain major traffic offenses, such as driving under the influence (DUI) or driving without insurance. SR-22 insurance is a certificate provided by an insurance company that guarantees the driver holds the minimum required insurance coverage. The insurer is obligated to notify the Department of Motor Vehicles (DMV) if the policy is terminated, providing an added layer of assurance. 2. SR-26 Insurance: The SR-26 Insurance form is a notice sent by the insurance company to the DMV informing them of the cancellation, expiration, or non-renewal of the policy. This document is issued when the auto insurance coverage of an individual meeting the SR-22 requirement is terminated before the required timeframe. To obtain a Connecticut Affidavit of Financial Responsibility, an individual must contact an insurance company authorized to issue SR-22 or SR-26 forms in the state of Connecticut. The insurance company will assess the individual's driving history and determine whether they are eligible for coverage. It is important to note that the premiums for these types of insurance policies are generally higher than standard auto insurance due to the increased risk associated with the driver's past conduct. Upon obtaining the necessary insurance coverage, the insurance company will issue the appropriate affidavit form directly to the DMV. The DMV will then review the affidavit to ensure compliance with the state's financial responsibility laws. If approved, the individual's driving privileges will be reinstated, and they may be subject to periodic monitoring to confirm ongoing insurance coverage. In summary, the Connecticut Affidavit of Financial Responsibility is a crucial document for individuals seeking to reinstate their driving privileges after certain convictions or suspensions. The two main types of affidavits include the SR-22 and SR-26 Insurance forms, which demonstrate an individual's compliance with the state's required insurance coverage. It is imperative for individuals to maintain this coverage to avoid potential legal consequences and ensure their financial responsibility as vehicle operators.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.