Delaware Ejemplo de carta para explicación de bancarrota - Sample Letter for Explanation of Bankruptcy

• Category: Cartas - No legales - Quiebras
• State: Multi-State
• Control #: US-0439LR
• Format: Word

Description

Carta del deudor explicando el motivo de la declaración de quiebra. Dear [Bank Name], I am writing this letter to provide a detailed explanation of my recent bankruptcy filing. I understand that this event may have raised concerns and questions from your institution, and therefore, I want to provide you with all the necessary information to clarify any misunderstandings. On [date], I had no other option but to file for bankruptcy under Chapter 7/Chapter 13 in Delaware. This decision was made after careful consideration and consultation with a bankruptcy attorney. My financial situation had become unmanageable due to [reason for bankruptcy: excessive medical bills/job loss/divorce or any other circumstance]. Despite my sincere efforts to alleviate the situation, it became clear that bankruptcy was the only viable solution to resolve my debts and gain a fresh start. Following the guidelines and procedures set forth by the Delaware bankruptcy court, I successfully completed the required credit counseling and met all necessary obligations to proceed with the filing. I want to assure you that my bankruptcy case aims to rectify my debts and responsibly resolve my financial obligations. As a result of the bankruptcy, my assets were liquidated to the fullest extent allowable by law, and any remaining eligible debts were discharged. The bankruptcy court closely scrutinized my financial records and verified my eligibility for discharge. Therefore, it is crucial to understand that I have undergone a rigorous process that has given me the opportunity to rebuild my financial stability and make a fresh beginning. Since filing for bankruptcy, I have learned valuable financial lessons. I have taken various steps to improve my understanding and handling of personal finances. I am committed to implementing a disciplined budget and rebuilding my creditworthiness. Furthermore, I understand that a bankruptcy filing may raise concerns regarding my ability to fulfill financial obligations in the future. However, please be assured that I am carefully managing my finances and working diligently to rebuild my credit. I have learned from my past mistakes and strive to become financially responsible. I trust that this detailed explanation provides you with a clear understanding of my bankruptcy situation and its implications. Please feel free to contact me at [phone number/email address] if you require any additional information or have any further concerns. Thank you for your understanding and cooperation. I appreciate your patience and willingness to work with me during this challenging time. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number]

Dear [Bank Name], I am writing this letter to provide a detailed explanation of my recent bankruptcy filing. I understand that this event may have raised concerns and questions from your institution, and therefore, I want to provide you with all the necessary information to clarify any misunderstandings. On [date], I had no other option but to file for bankruptcy under Chapter 7/Chapter 13 in Delaware. This decision was made after careful consideration and consultation with a bankruptcy attorney. My financial situation had become unmanageable due to [reason for bankruptcy: excessive medical bills/job loss/divorce or any other circumstance]. Despite my sincere efforts to alleviate the situation, it became clear that bankruptcy was the only viable solution to resolve my debts and gain a fresh start. Following the guidelines and procedures set forth by the Delaware bankruptcy court, I successfully completed the required credit counseling and met all necessary obligations to proceed with the filing. I want to assure you that my bankruptcy case aims to rectify my debts and responsibly resolve my financial obligations. As a result of the bankruptcy, my assets were liquidated to the fullest extent allowable by law, and any remaining eligible debts were discharged. The bankruptcy court closely scrutinized my financial records and verified my eligibility for discharge. Therefore, it is crucial to understand that I have undergone a rigorous process that has given me the opportunity to rebuild my financial stability and make a fresh beginning. Since filing for bankruptcy, I have learned valuable financial lessons. I have taken various steps to improve my understanding and handling of personal finances. I am committed to implementing a disciplined budget and rebuilding my creditworthiness. Furthermore, I understand that a bankruptcy filing may raise concerns regarding my ability to fulfill financial obligations in the future. However, please be assured that I am carefully managing my finances and working diligently to rebuild my credit. I have learned from my past mistakes and strive to become financially responsible. I trust that this detailed explanation provides you with a clear understanding of my bankruptcy situation and its implications. Please feel free to contact me at [phone number/email address] if you require any additional information or have any further concerns. Thank you for your understanding and cooperation. I appreciate your patience and willingness to work with me during this challenging time. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.