Florida Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Dear [Creditor's Name], I hope this letter finds you well. I am writing to inquire about the possibility of obtaining a temporary reduction in my loan payment amount. Due to unforeseen circumstances, I am currently facing financial difficulties and unable to keep up with the original payment obligation. I am hopeful that by reaching out to you, we can work together to find a temporary solution that will enable me to meet my financial commitments. As a resident of Florida, I am aware of the potential assistance programs that your institution provides to borrowers who face financial hardship. I kindly request that you consider granting me a temporary reduction in my loan payment amount for a specified duration. This reduction would greatly alleviate my current financial burden while enabling me to maintain a positive payment history with your institution. I want to emphasize that my inability to meet the usual payment amount is solely due to temporary financial difficulties. I assure you that these difficulties are not an indication of my financial responsibility or intentions. Furthermore, I am committed to fulfilling my financial obligations and look forward to resolution in the near future. In light of my situation, I kindly request your understanding and flexibility. I respectfully propose a reduced monthly payment amount of [proposed amount]. This adjustment would allow me to manage my financial obligations more feasibly during this challenging period. Additionally, I am open to discussing any alternative arrangements you may suggest that could better suit my circumstances. I understand that this reduction may result in an extended repayment period or an adjustment in the interest rate; however, I am confident that once my financial condition improves, I will be able to resume regular payments as initially agreed upon. Enclosed with this letter, you will find copies of relevant supporting documents, including proof of my current financial situation. These references will provide further insight into my predicament and support my request for temporary relief. I would be grateful if you could consider my request with utmost care and promptness. I believe that by finding a mutually beneficial solution, we can ensure a positive outcome for both parties involved. Furthermore, I genuinely value the business relationship we have developed and seek to maintain it in good standing. Please let me know how I can provide any additional information or documentation necessary to facilitate this process. I look forward to hearing from you soon to discuss this matter further. Thank you for your attention and understanding. Sincerely, [Your Name] [Your Contact Information]

Dear [Creditor's Name], I hope this letter finds you well. I am writing to inquire about the possibility of obtaining a temporary reduction in my loan payment amount. Due to unforeseen circumstances, I am currently facing financial difficulties and unable to keep up with the original payment obligation. I am hopeful that by reaching out to you, we can work together to find a temporary solution that will enable me to meet my financial commitments. As a resident of Florida, I am aware of the potential assistance programs that your institution provides to borrowers who face financial hardship. I kindly request that you consider granting me a temporary reduction in my loan payment amount for a specified duration. This reduction would greatly alleviate my current financial burden while enabling me to maintain a positive payment history with your institution. I want to emphasize that my inability to meet the usual payment amount is solely due to temporary financial difficulties. I assure you that these difficulties are not an indication of my financial responsibility or intentions. Furthermore, I am committed to fulfilling my financial obligations and look forward to resolution in the near future. In light of my situation, I kindly request your understanding and flexibility. I respectfully propose a reduced monthly payment amount of [proposed amount]. This adjustment would allow me to manage my financial obligations more feasibly during this challenging period. Additionally, I am open to discussing any alternative arrangements you may suggest that could better suit my circumstances. I understand that this reduction may result in an extended repayment period or an adjustment in the interest rate; however, I am confident that once my financial condition improves, I will be able to resume regular payments as initially agreed upon. Enclosed with this letter, you will find copies of relevant supporting documents, including proof of my current financial situation. These references will provide further insight into my predicament and support my request for temporary relief. I would be grateful if you could consider my request with utmost care and promptness. I believe that by finding a mutually beneficial solution, we can ensure a positive outcome for both parties involved. Furthermore, I genuinely value the business relationship we have developed and seek to maintain it in good standing. Please let me know how I can provide any additional information or documentation necessary to facilitate this process. I look forward to hearing from you soon to discuss this matter further. Thank you for your attention and understanding. Sincerely, [Your Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.