Guam Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. [Your Name] [Your Address] [City, State, Zip] [Email Address] [Phone Number] [Date] [Creditors Name] [Creditors Address] [City, State, Zip] Subject: Request for Temporary Reduction of Loan Payment Amount Dear [Creditors Name], I hope this letter finds you well. I am writing this letter to address my current financial situation and request you're understanding and cooperation regarding the repayment of my loan with your esteemed institution. Due to unforeseen circumstances, I am facing significant financial challenges that have made it exceedingly difficult for me to afford the agreed-upon loan payment amount. As a responsible borrower, I am committed to fulfilling my financial obligations. However, I am currently experiencing [describe the nature of your financial hardship, e.g., job loss, medical expenses, reduced income due to COVID-19]. These circumstances have caused a severe strain on my finances, leaving me with little to no disposable income to meet my daily living expenses, let alone the full loan payment. Based on my research and understanding of the Consumer Credit Protection Act, I am aware that I have the right to request temporary relief from my loan payment obligations when faced with financial difficulties. I firmly believe that, in this time of crisis, a temporary reduction in loan payment amount would enable me to effectively manage my situation and avoid potential default on the loan. Considering the above, I kindly request your assistance in providing me with a temporary reduction in the monthly loan payment amount. This reduction would greatly alleviate the financial burden I am currently facing, allowing me to meet my essential needs and stabilize my financial situation. I propose a temporary reduction of [specify the reduced payment amount you are able to afford] for a period of [indicate the duration of the temporary reduction, e.g., three months]. This reduction will enable me to manage my expenses and make timely payments without jeopardizing the reputation of your institution. I assure you that this temporary reduction is not an attempt to evade my financial responsibilities but rather a sincere effort to navigate through this difficult period while maintaining a good credit standing. I remain committed to fully repaying the loan, and I will resume making the originally agreed-upon monthly payments as soon as my financial circumstances improve. Furthermore, I kindly request your prompt attention to this matter, given the urgent nature of my financial hardship. Furthermore, I am willing to provide any additional documentation, such as financial statements or letters of recommendation, to support my request and demonstrate my commitment towards fulfilling my obligations. Furthermore, I genuinely appreciate your understanding and consideration of my situation. Your cooperation during this challenging time will not only bring me significant relief but also reinforce the trust and confidence I have in your institution as a valued creditor. I eagerly await your positive response and look forward to discussing the specifics of the temporary reduction plan. Thank you for your time and attention. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip] [Email Address] [Phone Number] [Date] [Creditors Name] [Creditors Address] [City, State, Zip] Subject: Request for Temporary Reduction of Loan Payment Amount Dear [Creditors Name], I hope this letter finds you well. I am writing this letter to address my current financial situation and request you're understanding and cooperation regarding the repayment of my loan with your esteemed institution. Due to unforeseen circumstances, I am facing significant financial challenges that have made it exceedingly difficult for me to afford the agreed-upon loan payment amount. As a responsible borrower, I am committed to fulfilling my financial obligations. However, I am currently experiencing [describe the nature of your financial hardship, e.g., job loss, medical expenses, reduced income due to COVID-19]. These circumstances have caused a severe strain on my finances, leaving me with little to no disposable income to meet my daily living expenses, let alone the full loan payment. Based on my research and understanding of the Consumer Credit Protection Act, I am aware that I have the right to request temporary relief from my loan payment obligations when faced with financial difficulties. I firmly believe that, in this time of crisis, a temporary reduction in loan payment amount would enable me to effectively manage my situation and avoid potential default on the loan. Considering the above, I kindly request your assistance in providing me with a temporary reduction in the monthly loan payment amount. This reduction would greatly alleviate the financial burden I am currently facing, allowing me to meet my essential needs and stabilize my financial situation. I propose a temporary reduction of [specify the reduced payment amount you are able to afford] for a period of [indicate the duration of the temporary reduction, e.g., three months]. This reduction will enable me to manage my expenses and make timely payments without jeopardizing the reputation of your institution. I assure you that this temporary reduction is not an attempt to evade my financial responsibilities but rather a sincere effort to navigate through this difficult period while maintaining a good credit standing. I remain committed to fully repaying the loan, and I will resume making the originally agreed-upon monthly payments as soon as my financial circumstances improve. Furthermore, I kindly request your prompt attention to this matter, given the urgent nature of my financial hardship. Furthermore, I am willing to provide any additional documentation, such as financial statements or letters of recommendation, to support my request and demonstrate my commitment towards fulfilling my obligations. Furthermore, I genuinely appreciate your understanding and consideration of my situation. Your cooperation during this challenging time will not only bring me significant relief but also reinforce the trust and confidence I have in your institution as a valued creditor. I eagerly await your positive response and look forward to discussing the specifics of the temporary reduction plan. Thank you for your time and attention. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.