Guam Ejemplo de carta para explicación de bancarrota - Sample Letter for Explanation of Bankruptcy

• Category: Cartas - No legales - Quiebras
• State: Multi-State
• Control #: US-0439LR
• Format: Word

Description

Carta del deudor explicando el motivo de la declaración de quiebra. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Position] [Bank/Financial Institution Name] [Bank/Financial Institution Address] [City, State, ZIP] Subject: Explanation of Bankruptcy for Account/Loan [account number/loan reference number] Dear [Recipient's Name], I hope this letter finds you well. I am writing this correspondence to provide you with a comprehensive explanation of my recent bankruptcy filing and how it has impacted my financial situation. Firstly, I want to express my gratitude for the financial assistance you and [Bank/Financial Institution Name] have provided me over the years. Unfortunately, due to unavoidable circumstances, I had no choice but to file for bankruptcy on [Date of Bankruptcy filing]. This decision was not taken lightly, and it was a result of a series of unanticipated events and unsustainable financial obligations that accumulated over time. Bankruptcy type: 1. Chapter 7 Bankruptcy: This is the most common type of bankruptcy, also known as "liquidation bankruptcy." It involves the complete liquidation of non-exempt assets to repay creditors and the discharge of most debts. 2. Chapter 13 Bankruptcy: Also known as "reorganization bankruptcy," this allows the debtor to propose a repayment plan to repay their debts within a specified timeframe, typically three to five years. Regarding my bankruptcy, I would like to assure you that it was a necessary step to regain control of my financial life. The bankruptcy filing has enabled me to alleviate overwhelming debts and start afresh with a clean slate. This process has also allowed me to learn valuable lessons about managing finances responsibly, and I am committed to taking the necessary steps to avoid similar situations in the future. Since my bankruptcy filing, I have been diligently working on rebuilding my financial health by adhering to a strict budget and seeking professional financial guidance. I am fully aware of the importance of rebuilding my creditworthiness and ensuring timely payment of any remaining obligations. I understand the impact my bankruptcy may have had on our existing relationship and my credibility as a borrower. Furthermore, I would like to request your understanding and consideration in this matter. Despite the filing, I am committed to restoring trust in my financial capabilities and would greatly appreciate any assistance or advice you could provide in this endeavor. Please find attached the necessary supporting documents, such as the bankruptcy discharge notice, schedules, and any other relevant information pertaining to my bankruptcy proceedings. I hope this documentation will offer you a comprehensive overview of my situation. I am eager to discuss any potential options available for me to rectify my financial standing with [Bank/Financial Institution Name]. If you require any further information or documentation, please do not hesitate to contact me at the above-mentioned contact details. Thank you for your time and attention to this matter. I sincerely appreciate your consideration and flexibility during this challenging period. I look forward to hearing from you soon. Yours sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Position] [Bank/Financial Institution Name] [Bank/Financial Institution Address] [City, State, ZIP] Subject: Explanation of Bankruptcy for Account/Loan [account number/loan reference number] Dear [Recipient's Name], I hope this letter finds you well. I am writing this correspondence to provide you with a comprehensive explanation of my recent bankruptcy filing and how it has impacted my financial situation. Firstly, I want to express my gratitude for the financial assistance you and [Bank/Financial Institution Name] have provided me over the years. Unfortunately, due to unavoidable circumstances, I had no choice but to file for bankruptcy on [Date of Bankruptcy filing]. This decision was not taken lightly, and it was a result of a series of unanticipated events and unsustainable financial obligations that accumulated over time. Bankruptcy type: 1. Chapter 7 Bankruptcy: This is the most common type of bankruptcy, also known as "liquidation bankruptcy." It involves the complete liquidation of non-exempt assets to repay creditors and the discharge of most debts. 2. Chapter 13 Bankruptcy: Also known as "reorganization bankruptcy," this allows the debtor to propose a repayment plan to repay their debts within a specified timeframe, typically three to five years. Regarding my bankruptcy, I would like to assure you that it was a necessary step to regain control of my financial life. The bankruptcy filing has enabled me to alleviate overwhelming debts and start afresh with a clean slate. This process has also allowed me to learn valuable lessons about managing finances responsibly, and I am committed to taking the necessary steps to avoid similar situations in the future. Since my bankruptcy filing, I have been diligently working on rebuilding my financial health by adhering to a strict budget and seeking professional financial guidance. I am fully aware of the importance of rebuilding my creditworthiness and ensuring timely payment of any remaining obligations. I understand the impact my bankruptcy may have had on our existing relationship and my credibility as a borrower. Furthermore, I would like to request your understanding and consideration in this matter. Despite the filing, I am committed to restoring trust in my financial capabilities and would greatly appreciate any assistance or advice you could provide in this endeavor. Please find attached the necessary supporting documents, such as the bankruptcy discharge notice, schedules, and any other relevant information pertaining to my bankruptcy proceedings. I hope this documentation will offer you a comprehensive overview of my situation. I am eager to discuss any potential options available for me to rectify my financial standing with [Bank/Financial Institution Name]. If you require any further information or documentation, please do not hesitate to contact me at the above-mentioned contact details. Thank you for your time and attention to this matter. I sincerely appreciate your consideration and flexibility during this challenging period. I look forward to hearing from you soon. Yours sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.