The Idaho Affidavit of Financial Responsibility (also known as Form SR-22) is a legal document that validates an individual's ability to maintain liability insurance coverage for their vehicle. It is primarily required for drivers who have been involved in serious traffic offenses or violations that result in the suspension or revocation of their driving privileges. The purpose of this affidavit is to serve as proof that the individual possesses the minimum required insurance coverage mandated by Idaho law. It demonstrates their financial responsibility and commitment to covering any potential damages or injuries that may occur as a result of their actions on the road. The affidavit includes essential information such as the driver's name, address, date of birth, Social Security number, and driver's license number. It also provides details about the insurance policy, including the insurance company's name, policy number, effective dates, and any limitations or exclusions. There are different types of Idaho Affidavit of Financial Responsibility depending on individual circumstances. The three main types are: 1. Regular Affidavit of Financial Responsibility (SR-22): This is the most common type filed by drivers who were convicted of a serious traffic violation, such as driving under the influence (DUI), reckless driving, or driving without insurance. It is intended for drivers who need to reinstate their driving privileges after a suspension or revocation. 2. Non-Owner Operator's Certificate (SR-22): This type of affidavit is used by individuals who do not own a vehicle but still need to provide proof of insurance coverage. This may apply to drivers who frequently rent or borrow vehicles. 3. Motorcycle Affidavit of Financial Responsibility (SR-26): This specific affidavit is intended for motorcycle riders who have been involved in traffic violations or accidents and are required to show proof of insurance coverage as part of their driver's license reinstatement process. The Idaho Department of Motor Vehicles (DMV) requires individuals to maintain the SR-22 insurance policy for a certain period, typically three years, without any gaps in coverage. If the policy is canceled or terminated during this period, the insurance company is required to notify the DMV, which may result in another suspension or a revocation of the individual's driver's license. It is essential to carefully understand and comply with the requirements of the Idaho Affidavit of Financial Responsibility as failure to do so can lead to legal consequences, further suspension, or penalties. It's recommended to consult with an insurance professional or legal advisor for guidance on completing and filing this document correctly.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.