Indiana Schedule J-2: Expenses for Separate Household of Debtor 2 (individuals) is a form used in the state of Indiana during bankruptcy proceedings. This form lists the expenses of an individual, or a separate household of two individuals, who are filing for bankruptcy. It includes detailed information about the debtor's current expenses, such as housing expenses, transportation expenses, food and clothing expenses, taxes, insurance, and other miscellaneous expenses. It is important for the debtor to accurately list all of their expenses, as it is used to determine their disposable income and how much of their debts they can pay. There are two types of Indiana Schedule J-2: Expenses for Separate Household of Debtor 2 (individuals): Form J-2A and Form J-2B. Form J-2A is used for single debtors, while Form J-2B is used for those in a separate household.
Indiana Schedule J-2: Expenses for Separate Household of Debtor 2 (individuals)
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FAQ
Some of the monthly expenses that are listed on your Schedule J include your rent or mortgage payments, upkeep expenses on your home, utilities, food, gas, telephone, water, car maintenance, childcare, clothing, laundry, and vehicle maintenance.
Official Form 106J (Schedule J) is the form where you disclose your current household monthly expenses. At the end of Schedule J, you will subtract your income from your expenses. This lets the Bankruptcy Court and the Trustee know whether you have too much disposable income to qualify for a Chapter 7 bankruptcy.
Services & Forms Forms. Schedule J-2: Expenses for Separate Household of Debtor 2 (individuals)
Schedule J: Your Expenses (Official Form 106J) provides an estimate of the monthly expenses, as of the date you file for bankruptcy, for you, your dependents, and the other people in your household whose income is included on Schedule I: Your Income (Official Form 106I).