Kentucky Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Subject: Request for Temporary Reduction of Loan Payment Amount — Urgent Assistance Required [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Loan Creditor's Name] [Loan Creditor's Address] [City, State, ZIP] Dear [Loan Creditor's Name], RE: REQUEST FOR TEMPORARY REDUCTION OF LOAN PAYMENT AMOUNT I hope this letter finds you in good health and high spirits. I am writing to you in a state of financial distress due to unexpected circumstances that have significantly affected my ability to meet the current monthly loan payment obligations. In light of these unforeseen circumstances, I kindly request your understanding and consideration in temporarily reducing the monthly loan payment amount for a specified period. Firstly, I would like to express my deep appreciation for your assistance throughout the loan process. Your financial support has enabled me to undertake important tasks, such as [briefly mention the purpose of the loan]. Unfortunately, due to [mention the unforeseen circumstances in detail, for example, sudden job loss, medical emergency, unexpected home repairs, etc.], my financial situation has been severely impacted. In order to overcome this temporary setback and ensure the continuity of loan repayment, I am kindly requesting a temporary reduction in the monthly installment amount. By granting this request, it would allow me the necessary breathing space to stabilize my finances and diligently work towards full loan repayment in adherence to our initial agreement. I understand that modifying the loan conditions requires your approval. However, I wish to assure you that this is a temporary request and that I remain fully committed to fulfilling my financial obligations to the best of my ability. I am hopeful that with your expertise and understanding, we can negotiate a reasonable and mutually beneficial solution. To help facilitate this request, I am open to considering various options, such as: 1. Lowering the monthly payment amount for a specific period, while maintaining the original loan term. 2. Extending the loan term, which would increase the overall duration but reduce the monthly payment burden. 3. Deferring a portion of the payment to the end of the loan term, allowing me to focus on the immediate financial challenges. I firmly believe that our collaboration can result in a temporary solution that benefits both parties involved. I kindly request that you evaluate my request promptly and provide your response in writing as soon as possible. Should you require any additional information or documents to support my request, please do not hesitate to contact me. Thank you for your understanding, compassion, and assistance during this challenging phase. I am genuinely grateful for your support and sincerely hope for a positive outcome to this matter. Yours sincerely, [Your Name]

Subject: Request for Temporary Reduction of Loan Payment Amount — Urgent Assistance Required [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Loan Creditor's Name] [Loan Creditor's Address] [City, State, ZIP] Dear [Loan Creditor's Name], RE: REQUEST FOR TEMPORARY REDUCTION OF LOAN PAYMENT AMOUNT I hope this letter finds you in good health and high spirits. I am writing to you in a state of financial distress due to unexpected circumstances that have significantly affected my ability to meet the current monthly loan payment obligations. In light of these unforeseen circumstances, I kindly request your understanding and consideration in temporarily reducing the monthly loan payment amount for a specified period. Firstly, I would like to express my deep appreciation for your assistance throughout the loan process. Your financial support has enabled me to undertake important tasks, such as [briefly mention the purpose of the loan]. Unfortunately, due to [mention the unforeseen circumstances in detail, for example, sudden job loss, medical emergency, unexpected home repairs, etc.], my financial situation has been severely impacted. In order to overcome this temporary setback and ensure the continuity of loan repayment, I am kindly requesting a temporary reduction in the monthly installment amount. By granting this request, it would allow me the necessary breathing space to stabilize my finances and diligently work towards full loan repayment in adherence to our initial agreement. I understand that modifying the loan conditions requires your approval. However, I wish to assure you that this is a temporary request and that I remain fully committed to fulfilling my financial obligations to the best of my ability. I am hopeful that with your expertise and understanding, we can negotiate a reasonable and mutually beneficial solution. To help facilitate this request, I am open to considering various options, such as: 1. Lowering the monthly payment amount for a specific period, while maintaining the original loan term. 2. Extending the loan term, which would increase the overall duration but reduce the monthly payment burden. 3. Deferring a portion of the payment to the end of the loan term, allowing me to focus on the immediate financial challenges. I firmly believe that our collaboration can result in a temporary solution that benefits both parties involved. I kindly request that you evaluate my request promptly and provide your response in writing as soon as possible. Should you require any additional information or documents to support my request, please do not hesitate to contact me. Thank you for your understanding, compassion, and assistance during this challenging phase. I am genuinely grateful for your support and sincerely hope for a positive outcome to this matter. Yours sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.