Title: Michigan Sample Letter for Requesting Bank Fee Waiver — [Your Name] Dear [Bank Representative's Name], I hope this letter finds you well. I am writing to kindly request your assistance regarding a bank fee that was recently charged to my account. I believe that the circumstances of this fee warrant an exemption or waiver, and I am seeking your consideration to reverse or refund the charged amount. As a long-standing customer of [Bank Name], I have always been satisfied with the quality of service offered by your institution. Over the years, I have made diligent efforts to maintain a consistently positive account record and have adhered to the terms and conditions outlined in our banking agreement. Unfortunately, due to an unexpected and unavoidable occurrence, I encountered a situation that caused the overdraft fee/late payment charge to be applied to my account. [Provide a brief explanation of the circumstances, such as a medical emergency, sudden loss of employment, or other relevant hardship]. As a result, I am currently facing financial hardships, and the additional burden of this fee has compounded my difficulties further. Based on my research, I understand that [Bank Name] takes into consideration customers' loyalty and good standing when reviewing such requests. Therefore, I humbly request that you consider my diligent financial history and the exceptional circumstances of this fee. I believe that a waiver of this charge would greatly alleviate my current financial strain and allow me to restore stability to my account. I assure you that this situation is an isolated incident, and I have taken immediate steps to rectify my financial situation. Furthermore, I pledge to exercise greater vigilance and responsibility in managing my account moving forward to avoid any future fee-related concerns. In light of these circumstances, I kindly request that you review my account and consider waiving or reversing the fee in question. I genuinely appreciate your understanding, and I hope that we can reach a mutually beneficial resolution in this matter. Enclosed within this letter, you will find supporting documents that validate my explanations mentioned above, including [list of supporting documents such as medical records, termination letters, or any other relevant evidence]. Thank you for taking the time to consider my request. Please feel free to contact me at [Your Phone Number] or [Your Email Address] if any additional information is required or if you wish to discuss this matter further. I genuinely value my relationship with [Bank Name] and believe that this request reflects my commitment to resolving this issue amicably. I look forward to your prompt response. Your kindness and understanding will be immensely appreciated. Sincerely, [Your Name] [Your Account Number] [Your Address] [City, State, Zip Code] [Date]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.