The Workers' Compensation Requirements For the Missouri Construction Industry are mandated by the Missouri Division of Workers' Compensation and administered by the Missouri Department of Labor and Industrial Relations. All contractors and subcontractors in the construction industry must carry workers' compensation insurance to protect their employees in the event of a workplace injury or illness. The two types of Workers' Compensation Requirements For the Missouri Construction Industry are Employer Requirements and Employee Requirements. Employer Requirements: • All employers in the construction industry must carry workers' compensation insurance to cover their employees in the event of a workplace injury or illness. • Employers must inform their employees of their rights and responsibilities under the workers' compensation program. • Employers must provide workers' compensation forms and information packets to their employees. • Employers must keep records of all workers' compensation claims and payments. Employee Requirements: • Employees must report any workplace injury or illness promptly to their employer. • Employees must fill out the required workers' compensation forms and submit them to their employer. • Employees must cooperate with the investigation of their claim and attend any medical appointments related to their injury or illness. • Employees must abide by their employer's workers' compensation policies.
Workers' Compensation Requirements For the Missouri Construction Industry
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FAQ
Railroad, postal, and maritime workers are covered under federal laws and not by Missouri Workers' Compensation Laws.
Workers' compensation is a state-mandated, "no-fault" insurance system that pays benefits to workers injured on the job to cover medical care, part of lost wages and permanent disability. In return, employers receive immunity from civil lawsuits by employees over such workplace injuries.
Workers' compensation is a state-mandated, "no-fault" insurance system that pays benefits to workers injured on the job to cover medical care, part of lost wages and permanent disability. In return, employers receive immunity from civil lawsuits by employees over such workplace injuries.
Railroad, postal, and maritime workers are covered under federal laws and not by Missouri Workers' Compensation Laws.
In the state of Missouri you are required to carry workers' compensation insurance if you have five or more employees, unless you are in the construction industry, then you must carry workers' compensation insurance if you have one or more employees.
$45,100 as of 1-1-2021. Notes About Forms: Be sure to check with your insurance company for additional forms they may use.
An employer who knowingly fails to insure its workers' compensation liabilities is guilty of a class A misdemeanor and may be liable to the state of Missouri for a penalty of up to three times the annual premium or up to fifty thousand dollars, whichever amount is greater. A subsequent violation is a class E felony.
Missouri workers' compensation law requires businesses with five or more employees to carry coverage. The law, created by the Missouri General Assembly, gives your employees workers' compensation insurance benefits if they get a work-related injury or illness.
