Montana Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Subject: Urgent Request for Temporary Reduction of Loan Payment Amount Dear [Creditor's Name], I hope this letter finds you well. I am writing to discuss a matter of great importance regarding the loan agreement that I have with your esteemed institution. Due to unforeseen circumstances impacting my financial situation, I kindly request your support in temporarily reducing my loan payment amount. My current loan account number is [Loan Account Number], and I have been a dedicated borrower, never missing a single payment since the inception of this loan. Unfortunately, an unexpected medical emergency / loss of employment / family crisis has negatively affected my ability to meet the monthly loan payment as originally agreed upon. Understanding that I am bound by the terms and conditions of the loan agreement, I would like to propose a mutually beneficial solution for both parties involved. The main purpose of this request is to prevent default and maintain a positive relationship with your esteemed institution while recovering from this difficult situation. During this time of financial hardship, I kindly request a temporary reduction in my loan payment amount for a period of [state the proposed duration]. This reduction will greatly alleviate the additional stress caused by my current circumstances without defaulting on my obligations. To demonstrate my commitment to resolving this matter, I have thoroughly evaluated my budget, and based on my current financial status, I propose a temporary reduction of [state the proposed reduced loan payment amount]. This amount will enable me to meet my essential living expenses and support my family while recovering from the unforeseen difficulties I am facing. I assure you that this request is not intended to avoid my responsibilities, but rather a temporary measure to ensure that my loan remains in good standing. I understand that the total amount of the loan will remain unaffected, and the payment reduction is solely a short-term arrangement. As soon as my financial situation stabilizes, I commit to promptly resuming the original loan payment amount. I would be more than willing to discuss the specifics of this arrangement further and provide any required documentation or financial information that might support my request. I greatly value the relationship I have established with your esteemed institution, and I am confident that we can find a mutually agreeable solution to address this unforeseen circumstance. Your consideration regarding my request is of utmost importance to me, and I sincerely hope we can reach an amicable agreement. Thank you for your prompt attention to this request. I kindly request a written acknowledgement of receipt, outlining the next steps in the process. Should you have any questions or require any additional information, please do not hesitate to contact me at your earliest convenience. I appreciate your understanding and willingness to assist during this challenging time. Your cooperation is highly appreciated, and I look forward to a positive response. Yours sincerely, [Your Name] [Your Contact Information]

Subject: Urgent Request for Temporary Reduction of Loan Payment Amount Dear [Creditor's Name], I hope this letter finds you well. I am writing to discuss a matter of great importance regarding the loan agreement that I have with your esteemed institution. Due to unforeseen circumstances impacting my financial situation, I kindly request your support in temporarily reducing my loan payment amount. My current loan account number is [Loan Account Number], and I have been a dedicated borrower, never missing a single payment since the inception of this loan. Unfortunately, an unexpected medical emergency / loss of employment / family crisis has negatively affected my ability to meet the monthly loan payment as originally agreed upon. Understanding that I am bound by the terms and conditions of the loan agreement, I would like to propose a mutually beneficial solution for both parties involved. The main purpose of this request is to prevent default and maintain a positive relationship with your esteemed institution while recovering from this difficult situation. During this time of financial hardship, I kindly request a temporary reduction in my loan payment amount for a period of [state the proposed duration]. This reduction will greatly alleviate the additional stress caused by my current circumstances without defaulting on my obligations. To demonstrate my commitment to resolving this matter, I have thoroughly evaluated my budget, and based on my current financial status, I propose a temporary reduction of [state the proposed reduced loan payment amount]. This amount will enable me to meet my essential living expenses and support my family while recovering from the unforeseen difficulties I am facing. I assure you that this request is not intended to avoid my responsibilities, but rather a temporary measure to ensure that my loan remains in good standing. I understand that the total amount of the loan will remain unaffected, and the payment reduction is solely a short-term arrangement. As soon as my financial situation stabilizes, I commit to promptly resuming the original loan payment amount. I would be more than willing to discuss the specifics of this arrangement further and provide any required documentation or financial information that might support my request. I greatly value the relationship I have established with your esteemed institution, and I am confident that we can find a mutually agreeable solution to address this unforeseen circumstance. Your consideration regarding my request is of utmost importance to me, and I sincerely hope we can reach an amicable agreement. Thank you for your prompt attention to this request. I kindly request a written acknowledgement of receipt, outlining the next steps in the process. Should you have any questions or require any additional information, please do not hesitate to contact me at your earliest convenience. I appreciate your understanding and willingness to assist during this challenging time. Your cooperation is highly appreciated, and I look forward to a positive response. Yours sincerely, [Your Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.