North Carolina Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Subject: Urgent Request for Temporary Reduction of Loan Payment Amount Dear [Creditor's Name], I hope this letter finds you well. I am writing to you with great urgency due to the unexpected financial hardships I am currently facing. As a responsible borrower, I would like to request your understanding and temporary assistance by reducing my loan payment amount for a limited period. I am a resident of North Carolina and have been an esteemed customer of [Creditor's Company Name] for [X number of years/months], diligently adhering to our agreed-upon loan terms until this unforeseen circumstance hit me. Due to a recent medical emergency/loss of employment/natural disaster [Choose one or mention your specific reasoning], I find myself in a challenging financial situation. While I believe this setback is temporary, I am struggling to meet the current loan payment obligations without compromising essential living expenses such as housing, utilities, and necessities for myself and my family. With much consideration, I am kindly seeking your support in reducing my loan payment amount for [X number of months/period specified, e.g., six months or until my situation stabilizes]. I assure you that this request is not an attempt to evade my responsibility as a borrower or default on my loan. On the contrary, my intent is to maintain transparency and open communication while ensuring that I can honor my financial obligations within a reasonable and sustainable framework. I understand that this temporary reduction will impact the overall duration of my loan, and I am willing to discuss a mutually acceptable solution to compensate for any possible extension that might occur. I am open to discussing various options such as deferring the reduced amount to the end of the loan term or extending the loan duration slightly to ensure our agreement is preserved. Please find enclosed the necessary documentation substantiating my current financial circumstances, including bank statements, medical bills, termination letters, or any other supporting materials that you may require. I sincerely hope this information will assist in assessing my situation and will contribute to a prompt resolution. I genuinely value the relationship we have built over the years, and I hope your empathetic consideration of my request will enable us to find a feasible solution during this challenging period. Furthermore, I am more than willing to work collaboratively with you to draft an amended agreement reflecting the temporary reduction of loan payment amount and any relevant terms and conditions. Furthermore, I kindly request a prompt response to my request, as this matter is of utmost importance to ensure stability for myself and my loved ones during these difficult times. Furthermore, I would appreciate any effort on your part to address my request in a timely manner, allowing us to find the best solution together. Thank you for your understanding, support, and cooperation. I look forward to your positive response. Sincerely, [Your Name] [Your Contact Information]

Subject: Urgent Request for Temporary Reduction of Loan Payment Amount Dear [Creditor's Name], I hope this letter finds you well. I am writing to you with great urgency due to the unexpected financial hardships I am currently facing. As a responsible borrower, I would like to request your understanding and temporary assistance by reducing my loan payment amount for a limited period. I am a resident of North Carolina and have been an esteemed customer of [Creditor's Company Name] for [X number of years/months], diligently adhering to our agreed-upon loan terms until this unforeseen circumstance hit me. Due to a recent medical emergency/loss of employment/natural disaster [Choose one or mention your specific reasoning], I find myself in a challenging financial situation. While I believe this setback is temporary, I am struggling to meet the current loan payment obligations without compromising essential living expenses such as housing, utilities, and necessities for myself and my family. With much consideration, I am kindly seeking your support in reducing my loan payment amount for [X number of months/period specified, e.g., six months or until my situation stabilizes]. I assure you that this request is not an attempt to evade my responsibility as a borrower or default on my loan. On the contrary, my intent is to maintain transparency and open communication while ensuring that I can honor my financial obligations within a reasonable and sustainable framework. I understand that this temporary reduction will impact the overall duration of my loan, and I am willing to discuss a mutually acceptable solution to compensate for any possible extension that might occur. I am open to discussing various options such as deferring the reduced amount to the end of the loan term or extending the loan duration slightly to ensure our agreement is preserved. Please find enclosed the necessary documentation substantiating my current financial circumstances, including bank statements, medical bills, termination letters, or any other supporting materials that you may require. I sincerely hope this information will assist in assessing my situation and will contribute to a prompt resolution. I genuinely value the relationship we have built over the years, and I hope your empathetic consideration of my request will enable us to find a feasible solution during this challenging period. Furthermore, I am more than willing to work collaboratively with you to draft an amended agreement reflecting the temporary reduction of loan payment amount and any relevant terms and conditions. Furthermore, I kindly request a prompt response to my request, as this matter is of utmost importance to ensure stability for myself and my loved ones during these difficult times. Furthermore, I would appreciate any effort on your part to address my request in a timely manner, allowing us to find the best solution together. Thank you for your understanding, support, and cooperation. I look forward to your positive response. Sincerely, [Your Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.