[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Loan Service's Name] [Loan Service's Address] [City, State, ZIP] Re: Request for Payoff Balance of Mortgage Loan Dear [Loan Service's Name], I hope this letter finds you well. I am writing to request the payoff balance of my mortgage loan, issued by [Lender's Name], which is currently being serviced by your company. I am a resident of North Carolina and would appreciate your assistance in providing me with the necessary information. To ensure the accuracy of the requested information, please find the necessary details regarding my mortgage loan below: 1. Loan Account Number: [Loan Account Number] 2. Property Address: [Property Address] 3. Borrower Names: [Your Name], [Co-Borrower's Name (if applicable)] I kindly request the following information to be included in the payoff balance letter: 1. Principal Balance: the remaining amount of the original loan amount that still needs to be repaid. 2. Interest Accrued: any interest charges accrued up until the date of the payoff balance letter. 3. Late Fees and Penalties: any outstanding late fees or penalties applicable to the loan. 4. Escrow Account Balance: if applicable, please specify the balance held in the escrow account for insurance and property taxes. 5. Payoff Amount: the total amount required to satisfy the mortgage loan, including principal, interest, fees, and escrow balance. Moreover, I kindly request that you provide the payoff balance letter through one of the following delivery methods: 1. Secure Email: I authorize the transmission of the payoff balance letter to the provided email address. 2. Postal Mail: Please send the requested letter to my mailing address mentioned above. In addition to the payoff balance letter, I also request any necessary instructions or forms required for the proper remittance of the final payment. This will ensure a smooth transition and prompt satisfaction of the mortgage loan. If there are any fees associated with obtaining the payoff balance letter or any other processes, please let me know in advance. I appreciate your transparency and promptness in this matter. Thank you for your attention to this request. I look forward to receiving the payoff balance letter and any further instructions necessary to complete the mortgage loan payoff process. Should you require additional information, please do not hesitate to contact me at the provided email address or phone number. Sincerely, [Your Name]