New Hampshire Ejemplo de carta para explicación de bancarrota - Sample Letter for Explanation of Bankruptcy

• Category: Cartas - No legales - Quiebras
• State: Multi-State
• Control #: US-0439LR
• Format: Word

Description

Carta del deudor explicando el motivo de la declaración de quiebra. Dear [Bank/Financial Institution], I am writing to provide a detailed explanation regarding my recent bankruptcy filing as it pertains to my financial situation and ability to repay any debts owed. I understand the importance of transparency and wish to address any concerns or inquiries you may have. First and foremost, I would like to emphasize that my decision to file for bankruptcy was not made lightly. It was a last resort action undertaken after careful consideration of the financial challenges I faced. Unfortunately, circumstances such as [divorce, medical expenses, job loss, etc.] severely impacted my ability to meet my financial obligations. As a result, I was left with no other viable option than to seek bankruptcy protection. In accordance with the laws of New Hampshire, I filed for bankruptcy under [Chapter 7 or Chapter 13]. This filing has granted me the necessary legal protections while allowing me to pursue a fresh start and gradually rebuild my financial stability. I assure you that I am fully committed to fulfilling my obligations to the best of my ability and will work diligently to recover from this setback. As part of the bankruptcy process, a bankruptcy trustee has been assigned to oversee my case. Their role is to carefully evaluate my financial situation, including income, assets, and debts, to develop a fair and reasonable plan for repayment or discharge. Any assets identified by the trustee that are non-exempt will be liquidated to partially repay my creditors. It is important to note that as a resident of New Hampshire, my bankruptcy filing is subject to the state's specific laws and regulations. These laws determine the criteria for determining eligibility, exemptions, and the overall bankruptcy process. I have diligently followed these guidelines and engaged professional legal counsel to ensure compliance with all applicable requirements. I understand that my bankruptcy filing may raise concerns or questions about my creditworthiness. However, I am confident that with time, responsible financial management, and adherence to a strict budget, I will be able to demonstrate my commitment to rebuilding my creditworthiness. I am actively seeking avenues to improve my financial literacy, attending workshops, and exploring opportunities for financial counseling to ensure a solid foundation for my future. Please do not hesitate to reach out if you have any additional questions or require any further documentation relating to my bankruptcy case. I greatly appreciate your understanding and cooperation during this challenging time. I am committed to restoring my financial health and will make every effort to fulfill any obligations owed to you to the best of my ability. Thank you for your attention to this matter. Sincerely, [Your Name]

Dear [Bank/Financial Institution], I am writing to provide a detailed explanation regarding my recent bankruptcy filing as it pertains to my financial situation and ability to repay any debts owed. I understand the importance of transparency and wish to address any concerns or inquiries you may have. First and foremost, I would like to emphasize that my decision to file for bankruptcy was not made lightly. It was a last resort action undertaken after careful consideration of the financial challenges I faced. Unfortunately, circumstances such as [divorce, medical expenses, job loss, etc.] severely impacted my ability to meet my financial obligations. As a result, I was left with no other viable option than to seek bankruptcy protection. In accordance with the laws of New Hampshire, I filed for bankruptcy under [Chapter 7 or Chapter 13]. This filing has granted me the necessary legal protections while allowing me to pursue a fresh start and gradually rebuild my financial stability. I assure you that I am fully committed to fulfilling my obligations to the best of my ability and will work diligently to recover from this setback. As part of the bankruptcy process, a bankruptcy trustee has been assigned to oversee my case. Their role is to carefully evaluate my financial situation, including income, assets, and debts, to develop a fair and reasonable plan for repayment or discharge. Any assets identified by the trustee that are non-exempt will be liquidated to partially repay my creditors. It is important to note that as a resident of New Hampshire, my bankruptcy filing is subject to the state's specific laws and regulations. These laws determine the criteria for determining eligibility, exemptions, and the overall bankruptcy process. I have diligently followed these guidelines and engaged professional legal counsel to ensure compliance with all applicable requirements. I understand that my bankruptcy filing may raise concerns or questions about my creditworthiness. However, I am confident that with time, responsible financial management, and adherence to a strict budget, I will be able to demonstrate my commitment to rebuilding my creditworthiness. I am actively seeking avenues to improve my financial literacy, attending workshops, and exploring opportunities for financial counseling to ensure a solid foundation for my future. Please do not hesitate to reach out if you have any additional questions or require any further documentation relating to my bankruptcy case. I greatly appreciate your understanding and cooperation during this challenging time. I am committed to restoring my financial health and will make every effort to fulfill any obligations owed to you to the best of my ability. Thank you for your attention to this matter. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.