The New Hampshire No Fault Clause refers to a legal provision in the state of New Hampshire that governs automobile insurance. It is aimed at ensuring that individuals involved in car accidents receive compensation for their injuries and damages, regardless of who caused the accident. This clause is also known as the Personal Injury Protection (PIP) statute. Under the New Hampshire No Fault Clause, each driver is required to carry a minimum amount of Personal Injury Protection coverage. This coverage provides benefits to the policyholder and their passengers regardless of who was at fault in the accident. The purpose of this clause is to reduce litigation, expedite payments, and ensure that injured parties receive the necessary medical treatment without delay. There are two types of New Hampshire No Fault Clauses: Limited Tort and Full Tort. Limited Tort allows individuals injured in a car accident to recover economic damages, such as medical bills and lost wages, but restricts their ability to seek non-economic damages, such as pain and suffering, unless they meet certain threshold requirements. Full Tort, on the other hand, allows injured parties the unrestricted right to seek both economic and non-economic damages for their injuries. The New Hampshire No Fault Clause is an essential component of the state's automobile insurance laws. It ensures that all drivers have access to timely medical treatment and compensation for injuries sustained in accidents, regardless of fault. It is important for drivers in New Hampshire to understand the provisions of the No-Fault Clause and to carry the appropriate insurance coverage to comply with the law and protect themselves in the event of an accident.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.